Creative Homes is excited to announce a brand-new program to help bring certainty to our homeowners and ease the pain of affording a better-built, brand-new home. If you've fallen in love with the idea of living your life in a Creative home, we are here to make this a reality.
Our 2-1 Buydown allows you to enjoy lower monthly mortgage payments for the first two years of your loan, keeping some extra cash in your pocket so you can do the things new homeowners want to do, like purchasing new furniture and turning your house into your home.
A 2-1 buydown is a type of financing that lowers the interest rate on a mortgage for the first two years before it rises to the regular, permanent rate. We offer a rate two percentage points lower during the first year and one percentage point lower in the second year. After the two years, your rate goes to the permanent rate at which you bought at.
| Interest Rate | Monthly Payment & Interest | Monthly Savings | |
| Year 1 | 4.00% | $2,482.56 | $635.10 |
| Year 2 | 5.00% | $2,791.47 | $326.19 |
| Year 3+ | 6.00% | $3,117.66 | $0 |
If you have any questions, don't hesitate to reach out to Olga! We know that finances can be overwhelming and confusing. That is why we can have Olga connect you to our mortgage coaches. They can help you personalize a financial incentive package perfect for you and your lifestyle, or just chat with you about any questions you may have. We look forward to helping you!
We love it from top to bottom inside and out!!! Thank You!! Creative Homes has been fantastic to work with, they have made it a breeze purchasing a new home. Every single person I’ve met from Creative Homes has been a pleasure to meet and they are very friendly and knowledgeable.
It has been four months since we have moved into our home and I cannot put into words how thankful we are that we built with Creative. They’re the type of company you feel like once you move in you want to invite over for dinner and drinks once a month! In conversation with other friends and family who have built new construction with other companies, I truly believe that Creative is unique in that!
We recently moved into our new home built by Creative Homes and we absolutely love it! The attention to detail and quality throughout is first class! We've received so many compliments from people who have seen it. From start to finish we received top notch customer service that went above and beyond any expectations. We absolutely recommend Creative Homes to anyone considering a build. You'll be glad you did!
Our family recently purchased a move in ready home from Creative Homes and we absolutely love it. The design and quality of the home was done with great attention to detail. The staff, in all phases of our purchase, was amazingly accommodating and professional. I would recommend Creative to anyone who is looking to move into a new house or build a new house!
