Creative Homes is excited to announce a brand-new program to help bring certainty to our homeowners and ease the pain of affording a better-built, brand-new home. If you've fallen in love with the idea of living your life in a Creative home, we are here to make this a reality.
Our 2-1 Buydown allows you to enjoy lower monthly mortgage payments for the first two years of your loan, keeping some extra cash in your pocket so you can do the things new homeowners want to do, like purchasing new furniture and turning your house into your home.
A 2-1 buydown is a type of financing that lowers the interest rate on a mortgage for the first two years before it rises to the regular, permanent rate. We offer a rate two percentage points lower during the first year and one percentage point lower in the second year. After the two years, your rate goes to the permanent rate at which you bought at.
| Interest Rate | Monthly Payment & Interest | Monthly Savings | |
| Year 1 | 4.00% | $2,482.56 | $635.10 |
| Year 2 | 5.00% | $2,791.47 | $326.19 |
| Year 3+ | 6.00% | $3,117.66 | $0 |
If you have any questions, don't hesitate to reach out to Olga! We know that finances can be overwhelming and confusing. That is why we can have Olga connect you to our mortgage coaches. They can help you personalize a financial incentive package perfect for you and your lifestyle, or just chat with you about any questions you may have. We look forward to helping you!
Wow! It's hard to know where to even start and I know I won't be able to list everything, but I have to try and tell you how we awesome we feel about the whole building process with Creative Homes and how much we truly love our new home. The process of building with Creative Homes was the most relaxing (sounds weird, but so true!) home building experience we have ever been through. The communication provided from the very start until the very end has been phenomenal. Not once during the whole process did we ever sit and wonder what was going on regarding our home. I honestly wish I could name everyone behind the scenes at Creative Homes who works so hard to make customers like us have such an awesome home building experience. This company has the standards and employees that all companies should take note of and follow the example of.
We had an incredible experience with our build by Creative. We LOVE our new home, & are so grateful for such an easy-going process from start to finish!
"The whole process was incredibly easy. I couldn't believe how perfect the house looked the day I moved in! The attention to detail shows in the little things. I'm continually impressed with features I find throughout my home."
