Creative Homes is excited to announce a brand-new program to help bring certainty to our homeowners and ease the pain of affording a better-built, brand-new home. If you've fallen in love with the idea of living your life in a Creative home, we are here to make this a reality.
Our 2-1 Buydown allows you to enjoy lower monthly mortgage payments for the first two years of your loan, keeping some extra cash in your pocket so you can do the things new homeowners want to do, like purchasing new furniture and turning your house into your home.
A 2-1 buydown is a type of financing that lowers the interest rate on a mortgage for the first two years before it rises to the regular, permanent rate. We offer a rate two percentage points lower during the first year and one percentage point lower in the second year. After the two years, your rate goes to the permanent rate at which you bought at.
| Interest Rate | Monthly Payment & Interest | Monthly Savings | |
| Year 1 | 4.00% | $2,482.56 | $635.10 |
| Year 2 | 5.00% | $2,791.47 | $326.19 |
| Year 3+ | 6.00% | $3,117.66 | $0 |
If you have any questions, don't hesitate to reach out to Olga! We know that finances can be overwhelming and confusing. That is why we can have Olga connect you to our mortgage coaches. They can help you personalize a financial incentive package perfect for you and your lifestyle, or just chat with you about any questions you may have. We look forward to helping you!
The Leick family share their unmatched customer experience working with our team.
We recently moved into our new home built by Creative Homes and we absolutely love it! The attention to detail and quality throughout is first class! We've received so many compliments from people who have seen it. From start to finish we received top notch customer service that went above and beyond any expectations. We absolutely recommend Creative Homes to anyone considering a build. You'll be glad you did!
Our home turned out beautiful. I could go on and on but I will just add that I am extremely happy we chose Creative Homes as our builder and would definitely recommend them to anyone considering building a home!
We had an exceptional experience with Creative Homes and would recommend them to anyone. Not only did we get a well-built home, but the customer service exceeded our expectations. From our first meeting, to well-after we closed on our new home, the Creative Homes team made us feel like we were family. We already know we want Creative Homes to build our next home (in many, many years)!
